Jessica Lay's Blog Posts

Refinance? Here's what to Consider!

Refinancing your mortgage is something most homeowners consider at least once throughout the lifespan of their home loan. People often are scared, but don't be afraid! It allows you to pay off your

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Step 4 - Find an Agent, Make your wishlist, & start browsing!

There is no reason to go into it alone. Having a Real Estate Agent helping you can make the whole process much easier and fun! Also, in times like these with limited amount of homes on the

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3rd Step, Secure that mortgage pre-approval, Save money, & Sit Tight!

 Shop around to find the best mortgage option for you! One of the earliest stops a prospective home buyer should make is with a mortgage lender. To see if they can qualify for a mortgage

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2nd Step, How Much Home Can I Afford?

Long before you start asking yourself what type of house you want; you need to find the magic number of how much home can you afford. After all, it is no secret that your dream home can quickly turn

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Check your Credit! The first step to Adulting!

Even a first-time homebuyer knows that a new home is not an impulse purchase. You can't just walk in, shake hands, and say, "I'll take it!" ๐Ÿค Long before going to see homes and

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Proof of Funds? What is it and why?

As nice as it would be most lenders and sellers arn't willing to take your word for it when you tell them what you can afford. It's easy to say that you can buy a home in a certain

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Prepping your pets for the big MOO-VE!

Your moving day is set! It's time to start preparing. As you're making your lists and checking them twice, don't forget to factor in your fury friends! ๐Ÿพ Knowing your pets needs before the

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Don't be afraid of the "R" word!

"Refinancing" is a scary word for many people, but that shouldn't be the case for you! For many homeowners, refinancing can: lower your monthly payments, reduce the term, consolidate debt, finance a

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Need Home Renovations? Here's ways you can Finance it!

Ways You Can Finance Your Home Renovation๐Ÿ ๐Ÿ› Outdated kitchen. Overrun backyard. Unusable basement space. If you have a home renovation project on the mind, the first thing you have to consider

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Play Detective for those Hidden fees before your 1st Home Purchase!

๐Ÿ’ญ When you are thinking about buying your first home... it might seem like it's all about the down payment. You spend years saving up for it & also figuring out how to tackel your monthly

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Millennials want to buy houses, but it feels IMPOSSIBLE!

First-time homebuyers! This one is for you. ๐Ÿ™Œ One of my goals is to be your first-time hombuyer expert for I am becoming one myself here in Arizona! ๐Ÿ˜๐Ÿ  So I understand it seem's like a

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Financial Literacy is IMPORTANT & we should not be afraid to talk about it! ๐Ÿ—ฃ

America lacks financial literacy! ๐Ÿ’ฒ I understand our finances are a touchy subject for most, but we need to normalize being able to talk openly about money for it is such a huge necessity in

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Jessica Lay Your First Neighbor! ๐Ÿ˜

Hello Friends! My name is Jessica Lay and I am really excited to start my very first blog. Let me start by explaining my background and I hope you can relate or find some similarity! I am an

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